How to Convert a Truist Statement PDF to CSV

Truist gives you a built-in export for recent transactions and a PDF archive for older history. Here is how to use both - including what to do if you have legacy SunTrust or BB&T statements from before the merger.

Truist was formed from the 2019 merger of SunTrust and BB&T, and if you have been a customer through that transition, you may have a mix of statement formats: some under the old SunTrust or BB&T branding, and newer ones under the Truist name. The good news is that all of them can be converted to CSV using the same approach. The format is consistent enough that a converter that handles Truist statements will also handle the legacy formats from both predecessor banks.

Method 1: Export a CSV directly from Truist online banking

For recent transaction history, Truist's online portal is the fastest route. No PDF involved - you download a file that is already structured for a spreadsheet.

Steps to download

• Log into truist.com and navigate to the account you need.
• Open the account activity or transaction history view.
• Look for a Download or Export button - it typically appears near the top of the transaction list or next to the date filter.
• Choose your date range and select CSV, Microsoft Excel, or OFX as the format.
• Download and open the file in Excel, Google Sheets, or Numbers.

Truist's CSV download includes date, description, and separate debit and credit columns, plus a running balance. Most spreadsheet tools will open this correctly. If you are importing into accounting software, you may need to merge the debit and credit columns into a single signed-amount column before the import step.

The download window for Truist's activity export covers recent transaction history - the exact range varies by account type. For anything older, use the PDF method below.

Method 2: Convert a Truist PDF statement to CSV

Truist keeps official monthly statement PDFs in the Statements section of online banking, typically covering several years. For any period outside the download window, this is where your data lives.

Step 1: Download the PDF from Truist

• Log into truist.com and go to the Statements section for the account you need.
• Find the statement period you need and click to download the PDF.
• Save it to a folder you will remember - something like a dedicated folder for financial documents by year.
• Repeat for each additional month you need to cover.

Step 2: Extract the transactions

Truist statement PDFs use a multi-column layout with separate columns for withdrawals and deposits, a running balance, and section headers that interrupt the transaction table at page breaks. Copy-pasting this into a spreadsheet produces garbled output: amounts land in the wrong columns, long merchant names split across rows, and balance figures create extra noise you have to manually remove.

A dedicated PDF converter reads the Truist statement structure and outputs clean rows: one transaction per line, with date, description, and a single signed amount. That output drops straight into a spreadsheet or accounting tool without cleanup.

Quill parses Truist statement PDFs locally on your computer. Drop in the file and it extracts every transaction and lets you export to CSV - nothing uploaded, nothing sent to a third-party server.

Step 3: Verify and use the CSV

Before importing the CSV anywhere, run a quick sanity check:

• Count transactions. The statement header typically shows the number of transactions or the ending balance. Cross-check that your CSV row count matches.
• Verify the balance. Add up the amounts in your CSV and confirm the net matches the difference between the opening and closing balance on the statement.
• Check signs. Truist PDFs list withdrawals and deposits in separate columns. Most converters output debits as negative and credits as positive. Spot-check a few rows against the original to confirm the signs are correct.

Handling legacy SunTrust and BB&T statements

If you were a SunTrust or BB&T customer before the Truist merger, you may still have PDF statements under those older brand names. These are valid financial records and worth keeping for tax purposes. A few things to know:

SunTrust statements

SunTrust's statement format uses a similar column layout to Truist - date, description, debit amount, credit amount, and balance. The page headers and footer text differ, but the transaction table structure is close enough that a converter handling Truist statements will also parse SunTrust PDFs correctly.

BB&T statements

BB&T statements follow a comparable structure. The bank branding and layout details differ slightly, but the core transaction table uses the same column pattern. Legacy BB&T PDFs convert cleanly using the same approach.

Transitional statements

Some customers received statements during the merger transition period (2021 to 2022) that carried mixed branding or updated account numbers. These statements are formatted the same way as standard Truist statements and convert without any additional steps.

Truist-specific quirks to watch for

Truist One Checking vs. other account types

Truist offers several checking account types including Truist One Checking, Truist Confidence Account, and various business accounts. The statement layout is consistent across personal checking accounts. Business account statements may include additional summary sections for average daily balances or service charge breakdowns - these appear at the end of the statement and are not transaction rows, so a well-built converter skips them correctly.

Zelle and peer-to-peer transfers

Truist statements include Zelle transfers as standard transaction entries with merchant names like "Zelle Transfer" followed by the recipient name. These appear in your CSV as normal rows. For bookkeeping, tag them manually as transfers rather than expenses.

Overdraft protection transfers

If your account has overdraft protection linked to a savings account, Truist may show automatic transfers between accounts on the same statement. These appear as paired entries - a debit on the checking side and a credit on the savings side. If you export both accounts, be careful not to double-count these transfers when totaling expenses.

If you need to get the resulting CSV into QuickBooks, see our companion guide on importing Truist statements into QuickBooks.